Enhancing Business Success Through Silver Lining Finance Pilot

Executive Summary

This case study highlights the transformative journey of the Association for Enterprise Opportunity (AEO)’s second iteration (Cohort 2) of its Silver Lining Action Plan (SLAP™), a 13-month initiative providing tech solutions to help Black female Small Business Owners build profitable and sustainable businesses. Building upon lessons from Cohort 1, the pilot aimed to foster growth among Black female Small Business Owners seeking access to capital to start or grow their business across our funder’s geographic span. The program offered personalized business coaching, strategic planning, and data-driven guidance through its online platform, SLAPcenter™, testing a behavioral lending model as an indicator for business success and loan repayment.

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